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    The community bank of bridgeport tx


    the community bank of bridgeport tx

    Bridgeport Banks by Community Bank (940) 683-4191. Bridgeport Bank in Wise County TX 76426. Call a local Bridgeport Banking Institution today or email us on. First Financial is a community bank with 78 locations across Texas providing services such as online banking, home loans, commercial lending and wealth. Vice President at The Community Bank Bridgeport, Texas, United States44 connections Senior Vice President & Team Lead at Texas Capital Bank.

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    The Community Bank - Disrupt Media Partnership

    The community bank of bridgeport tx -

    Oak Valley Bancorp and Oak Valley Community Bank Appoint New Director

    OAKDALE, Calif., Dec. 16, 2020 (GLOBE NEWSWIRE) -- On December 15, 2020, Lynn Reeves Dickerson accepted her appointment to the Board of Directors of Oak Valley Bancorp (the “Company”) [NASDAQ: OVLY] and its wholly-owned subsidiary Oak Valley Community Bank (the “Bank”), effective January 5, 2021.

    Since 2009, Dickerson has been the CEO of the Gallo Center for the Arts. Her decade-long tenure was marked with operational excellence and tremendous community support.

    Prior to joining the Gallo Center, Dickerson had a successful 29-year career in the newspaper industry; serving as Publisher & President of The Modesto Bee from 2000-2006 and subsequently as Vice President of Operations for The McClatchy Company, the parent company of The Modesto Bee. As a corporate officer at McClatchy, she oversaw 11 of their 30 newspapers throughout the country.

    Dickerson is extremely active in the community, serving on many boards over the past 20 years. She currently serves on the board of the Stanislaus Community Foundation and Opportunity Stanislaus. She also represents Arts, Entertainment, and Sports on the Stanislaus County CEO’s Focus on Prevention Task Force. She was recently named a Board member Emeritus for the Stanislaus Education Foundation.

    “Lynn has been incredibly successful collaborating with community resources and supporters to drive the economic viability of the Gallo Center and enrich the quality of life in our region. We couldn’t be more pleased to have her join our Boards of Directors,” stated Chris Courtney, President and CEO.

    Dickerson and her husband Ron, of 40 plus years, are proud Stanislaus County residents. She is a native Texan and a graduate of Texas A&M University where she earned a degree in Marketing. In 2010, she was awarded the Toastmaster International Communication and Leadership Award for the 33rd District. She has been recognized by numerous organizations with prestigious accolades with honors ranging from Citizen and Woman of the Year to Lifetime Achievement.

    Upon accepting the new Board position, Dickerson commented, “I have always respected Oak Valley Community Bank’s commitment to investing in the communities they serve. I am delighted to join their Board of Directors and leverage my experience to provide perspective and help provide guidance and governance to ensure the Company’s continued growth and success.”

    Oak Valley Bancorp operates Oak Valley Community Bank & their Eastern Sierra Community Bank division, through which it offers a variety of loan and deposit products to individuals and small businesses. They currently operate through 17 conveniently located branches: Oakdale, Turlock, Stockton, Patterson, Ripon, Escalon, Manteca, Tracy, Sacramento, two branches in Sonora, three branches in Modesto, and three branches in their Eastern Sierra division, which includes Bridgeport, Mammoth Lakes, and Bishop.

    For more information, call 1-866-844-7500 or visit www.ovcb.com.

    Contact:Chris Courtney/Rick McCarty
    Phone:(209) 848-2265
    www.ovcb.com

    Источник: https://www.globenewswire.com/news-release/2020/12/16/2146573/0/en/Oak-Valley-Bancorp-and-Oak-Valley-Community-Bank-Appoint-New-Director.html

    About The Community Bank

    On this page you can find all information you need about The Community Bank in Bridgeport, TX, including the address, photos, E-mail, working hours, you can also find Google Maps placement of all departments in the city. The Community Bank provides cash advances for individuals and legal entities in Bridgeport

    The Community Bank company website screenshot
    Address:507 US HWY 380, Bridgeport, TX 76426, United States
    Main website:http://onlinewithtcb.com
    Department website:http://onlinewithtcb.com
    Phone:+1 (940) 683 - 4191
    Opening hours:

    Other companies in Bridgeport, TX

    • 4 Star Loans

      2202 US-380, Bridgeport, TX 76426, United States

    • First Financial Bank

      909 Stevens St, Bridgeport, TX 76426, United States

    • Texas Farm Bureau Insurance - Lisa Cone

      1109 Halsell St, Bridgeport, TX 76426, United States

    • Allstate

      1105 Hovey St, Bridgeport, TX 76426, United States

    Advise to read before applying

    Источник: https://theguaranteedloans.com/texas/bridgeport/the-community-bank/

    111925579 Routing Number

    111925579 routing number on The Community Bank check

    A routing number of your bank (or the bank of your recipient to whom you wish to transfer funds) is like a personal ID; it is the individual identifier of the bank’s location. There are no two similar bank routing numbers in the world since all new members of the SWIFT network are assigned a new unique number for disambiguation. For instance, if your bank is The Community Bank, your routing bank number is 111925579. This is done to make sure that none of the SWIFT transfers goes to the wrong country, city, or branch of the bank and the recipient fails to find his/her transfer in the indicated location.

    You might not even notice how often you use the bank routing number while making some transactions and using your bank’s services. This happens because you may know the bank routing number under its other names, such as the ABA routing number or RTN. The The Community Bank has the routing number 111925579, and you can use it for all kinds of transactions. So, if you need to receive a SWIFT payment from a foreign citizen and wish to get it to your bank account, find your routing number first; that’s quite easy.

    The bank routing number may be found at the bottom of your check; it contains nine digits that signify the location at which you opened the account. Or you can use our depository of US bank routing numbers and find yours quickly and without any trouble. 111925579 is the routing number of The Community Bank assigned to it by the American Bankers Association (ABA). The main office of The Community Bank may be reached at 507 US HWY 380, BRIDGEPORT, TX, 76426. For questions not requiring your personal presence, please call the bank at (940) 683-4191.

    How to Find Routing Number?

    Источник: https://bank-routing.org/111925579-the-community-bank-routing-number

    ATM Mineola Community Bank

    1.ATM
    2034 2nd St NW, Albuquerque, NM 87102, USA
    Coordinate: 35.1067315,-106.6446971
    Phone:+1 505-242-9258

    2.Good 2 Go
    2012 7th St NW, Albuquerque, NM 87102, USA
    Coordinate: 35.1062088,-106.6519622
    Phone:+1 505-247-2299
    https://www.good2gostores.com/

    3.Banjercito Corporation
    1610 4th St NW, Albuquerque, NM 87102, USA
    Coordinate: 35.100366,-106.648139
    Phone:+1 505-243-0538
    https://www.banjercito.com.mx/registroVehiculos/

    4.Bank of America ATM
    2524 4th St NW, Albuquerque, NM 87102, USA
    Coordinate: 35.110588,-106.6463784
    Phone:+1 844-401-8500
    https://locators.bankofamerica.com/nm/albuquerque/atm-albuquerq

    5.CU Anytime
    2601 NM-47, Albuquerque, NM 87107, USA
    Coordinate: 35.1109253,-106.6444481
    http://cuanytime.org/

    6.VP Racing Fuels
    2601 2nd St NW, Albuquerque, NM 87107, USA
    Coordinate: 35.1111565,-106.6444393
    Phone:+1 505-345-7227
    https://vpracingfuels.business.site/

    7.ATM
    2832 2nd St NW, Albuquerque, NM 87107, USA
    Coordinate: 35.1130126,-106.6435965

    8.Rio Grande Credit Union
    1211 4th St NW, Albuquerque, NM 87102, USA
    Coordinate: 35.0962863,-106.6496063
    Phone:+1 505-262-1401
    http://www.riograndecu.org/

    9.Four Winds Travel Center
    2401 12th St NW, Albuquerque, NM 87102, USA
    Coordinate: 35.1092933,-106.6591123
    Phone:+1 505-724-3527
    http://www.indianpueblo.com/four-winds-travel-center/

    10.ATM
    2401 12th St NW, Albuquerque, NM 87104, USA
    Coordinate: 35.1102617,-106.6589737

    11.ATM Allsup's
    1605 Indian School Rd NW, Albuquerque, NM 87104, USA
    Coordinate: 35.1109508,-106.6619444
    Phone:+1 800-627-3999

    12.Allsup's Convenience Store
    1605 Indian School Rd NW, Albuquerque, NM 87104, USA
    Coordinate: 35.1109508,-106.6619444
    Phone:+1 505-343-9509
    https://allsups.com/

    13.Bank of America ATM
    605 Lomas Blvd NW, Albuquerque, NM 87102, USA
    Coordinate: 35.0920097,-106.6531014
    Phone:+1 844-401-8500
    https://locators.bankofamerica.com/nm/albuquerque/atm-albuquerq

    14.Motor Bank
    Albuquerque, NM 87102, USA
    Coordinate: 35.0919916,-106.6531503

    15.ATM
    111 Lomas Blvd NW, Albuquerque, NM 87102, USA
    Coordinate: 35.0911396,-106.6475313

    16.ATM U.S. Bank Albuquerque - Lomas
    111 Lomas Blvd NW Suite 100, Albuquerque, NM 87102, USA
    Coordinate: 35.0910402,-106.6476978
    Phone:+1 800-627-3999
    https://locations.usbank.com/index/new-mexico/albuquerque.html

    17.ATM American Legion Post 100
    424 Candelaria Rd NW, Albuquerque, NM 87107, USA
    Coordinate: 35.1200026,-106.6460819
    Phone:+1 800-627-3999

    18.ATM Hva
    135 Candelaria Rd NW, Albuquerque, NM 87107, USA
    Coordinate: 35.1194748,-106.6409215

    19.ATM Bernalillo County Cour
    400 Lomas Blvd NW, Albuquerque, NM 87102, USA
    Coordinate: 35.090721,-106.651062
    Phone:+1 800-627-3999

    20.New Mexico Bank & Trust
    3701 4th St NW, Albuquerque, NM 87107, USA
    Coordinate: 35.1204175,-106.645175
    Phone:+1 505-830-8100
    https://www.nmb-t.com/?utm_source=GMB&utm_medium=Location%20Lis

    Источник: https://mapsus.net/US/atm-mineola-community-bank-5193780

    Bridgeport, Texas

    City in Texas, United States

    Bridgeport is a city in Wise County, Texas, United States. The population was 5,976 at the 2010 census.[5] In 2009, Bridgeport was named by the Texas Legislature as the Stagecoach Capital of Texas.[6]

    Geography[edit]

    Bridgeport is located at 33°12′34″N97°46′21″W / 33.20944°N 97.77250°W / 33.20944; -97.77250 (33.209319, -97.772440). According to the United States Census Bureau, Bridgeport has a total area of 7.9 square miles (20 km2), all land.[7]

    Demographics[edit]

    Historical population
    CensusPop.
    188039
    18904981,176.9%
    190090080.7%
    19102,000122.2%
    19201,872−6.4%
    19302,46431.6%
    19401,735−29.6%
    19502,04918.1%
    19603,21857.1%
    19703,61412.3%
    19803,7373.4%
    19903,581−4.2%
    20004,30920.3%
    20105,97638.7%
    2019 (est.)6,653[2]11.3%
    U.S. Decennial Census[8]

    As of the census[3] of 2000, there were 4,309 people, 1,383 households, and 1,023 families residing in the city. The population density was 1,161.9 people per square mile (448.4/km2). There were 1,515 housing units at an average density of 408.5 per square mile (157.7/km2). The racial makeup of the city was 79.95% White, 2.65% African American, 0.44% Native American, 0.12% Asian, 0.05% Pacific Islander, 14.67% from other races, and 2.14% from two or more races. Hispanic or Latino of any race were 28.20% of the population.

    There were 1,383 households, out of which 42.4% had children under the age of 18 living with them, 58.1% were married couples living together, 11.2% had a female householder with no husband present, and 26.0% were non-families. 23.6% of all households were made up of individuals, and 11.6% had someone living alone who was 65 years of age or older. The average household size was 2.86 and the average family size was 3.40.

    In the city, the population was spread out, with 30.0% under the age of 18, 8.7% from 18 to 24, 30.9% from 25 to 44, 16.9% from 45 to 64, and 13.4% who were 65 years of age or older. The median age was 32 years. For every 100 females, there were 85.5 males. For every 100 females age 18 and over, there were 78.5 males.

    The median income for a household in the city was $31,016, and the median income for a family was $36,742. Males had a median income of $31,044 versus $22,204 for females. The per capita income for the city was $13,335. About 12.8% of families and 16.6% of the population were below the poverty line, including 22.2% of those under age 18 and 8.7% of those age 65 or over.

    History[edit]

    Bridgeport's history began in February 1860 when William H. Hunt was granted a charter from the West Fork Bridge Company to build a bridge across the West Fork of the Trinity River. The bridge was located approximately one mile southwest of the present townsite. A Texas State Historical Marker alongside Farm To Market Road 920 denotes the spot of the original bridge today .

    The wooden bridge was used for a portion of the Butterfield Overland Mail stage route used for only a few months between August 1860 and March 1861. After the American Civil War began, the mail route was no longer used and the original wooden bridge was abandoned, deteriorated and collapsed into the river.

    In 1873 a new iron bridge was built and a post office established, thus formally creating the city of Bridgeport, TX. Its future was assured in 1882 when Charles Cates discovered a vein of bituminous coal while drilling for water. The Wise County Coal Company was formed and was a leading producer of coal for the state until competition from natural gas and petroleum closed the coal mines in 1929.

    In 1893 the Rock Island Railroad established a line east of the town, so the town moved approximately one mile east to its present site. In 1913 the town was incorporated. Gas and Oil production became a local industry prior to 1917. The 1920s census showed a town of 1,872. During the 1920s, limestone quarries that produced aggregate for road construction and a brick factory were established. In 1931, a dam was constructed approximately three miles west of town on the West Fork of the Trinity River, creating Lake Bridgeport. The lake was a local center for recreation and remains so today.

    During the latter half of the 20th century, Bridgeport's oil, gas, and limestone industries continued to flourish and the town became the second largest town in Wise County. These industries continue to be the local economic leaders.

    Education[edit]

    Bridgeport is served by the Bridgeport Independent School District.

    Transportation[edit]

    Bridgeport is served by the Bridgeport Municipal Airport.

    Highways[edit]

    Recreation[edit]

    Lake Bridgeport is located west of the city and offers recreational boating and watersports, as well as freshwater fishing.

    The City operates Northwest OHV Park on the north of the city limits. This is a 300-acre park for motorcycles, ATVs, UTVs, and Jeeps to roam over trails through varied terrain.

    Banking[edit]

    For almost 100 years, Bridgeport was served by the First National Bank of Bridgeport. The bank was purchased in the late 1900s by primary investors Billie C. Green, W.W. "Wilson" Ray, and M.L. Manoushagian. It, however, was sold in December 2005 to First Financial Bank (Texas) (stock symbol FFIN[9]) based in Abilene and became part of a six branch bank consisting of institutions in Bridgeport, Boyd, Decatur, Keller, and Trophy Club.[10][11][12]

    The Community Bank opened the doors for business in June 2007. It is the only locally owned and independently operated bank in Bridgeport, Texas. Every year, the bank donates thousands of dollars and numerous hours of community service to the school district and local charities. The Community Bank is guided by officers Theresa East, Jamie Cook and Joe Murphy.[13]

    Notable people[edit]

    Kyle Clifton, formerly of the NFL New York Jets, graduated from Bridgeport High School in 1980 after having been born in Olney, Texas. Although he played linebacker at Texas Christian University and then the Jets, Clifton played quarterback for the Bridgeport Bulls his junior and senior years leading the Bulls to a 9–1 record in the former (losing only to Bowie at home). He was a third round draft pick of the Jets and played with the team his entire career which lasted thirteen seasons from 1984–1996.

    Colin Jones (American football), NFL safety for the Carolina Panthers.

    Climate[edit]

    The climate in this area is characterized by hot, humid summers and generally mild to cool winters. According to the Köppen climate classification system, Bridgeport has a humid subtropical climate, Cfa on climate maps.[14]

    References[edit]

    1. ^"2019 U.S. Gazetteer Files". United States Census Bureau. Retrieved August 7, 2020.
    2. ^ ab"Population and Housing Unit Estimates". United States Census Bureau. May 24, 2020. Retrieved May 27, 2020.
    3. ^ ab"U.S. Census website". United States Census Bureau. Retrieved 2008-01-31.
    4. ^"US Board on Geographic Names". United States Geological Survey. 2007-10-25. Retrieved 2008-01-31.
    5. ^"Population and Housing Unit Counts, 2010 Census of Population and Housing"(PDF). Texas: 2010. Retrieved 7 January 2017.
    6. ^"Official Capital Designations

      : The community bank of bridgeport tx

      The community bank of bridgeport tx
      Where do i find uscis online account number
      CITIZENS BANK AND TRUST CHILLICOTHE MO
      Routing Numberis a nine digits numerical codes used to identify an individual branch of a financial institution in United States (US). It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.

      The Routing Number is used for domestic transfer. To make money transfer, the Routing Number is used together with the bank account number of the recipient. For international inward money transfer, a SWIFT code must be used together with a Routing Number and Account Number.

      The number is used by Federal Reserve Banks to process Fedwire funds transfers, and by the Automated Clearing House to process direct deposits, bill payments, and other such automated transfers.

      The format of Routing Number is as follows;

      AAAABBBBC

      • the first four two digits (AAAA) is the Federal Reserve Routing Symbol.
      • the next four digits (BBBB) is American Tcf digital banking not working Association (ABA) Institution Identifier.
      • the last the community bank of bridgeport tx digit (C) is the check digit.

      THE COMMUNITY BANK in BRIDGEPORT, Texas

      Details information for THE COMMUNITY BANK in BRIDGEPORT

      THE COMMUNITY BANK
      Current Routing Number111925579
      Street Address507 US HWY 380
      CityBRIDGEPORT
      StateTexas, TX
      ZIP76426
      Telephone Number(940) 683-4191Revision Date (MMDDYY)053112
      Previous Routing Number111925579
      Office Code (O=Main B=Branch)O
      Servicing FRB Number111000038

      Maps and Direction for THE COMMUNITY BANK in BRIDGEPORT


      Источник: https://www.theroutingnumber.com/texas/111925579-111925579.html

      111925579 Routing Number

      111925579 routing number on The Community Bank check

      A hdfc credit card customer care number of your bank (or the bank of your recipient to whom you wish to transfer funds) is like a personal ID; it is the individual identifier of the bank’s location. There are transfer money with account and routing number two similar bank routing numbers in simmons first card world since all new members of the SWIFT network are assigned a new unique number for disambiguation. For instance, if your bank is The Community Bank, your routing bank number is 111925579. This is done to make sure that none of the SWIFT transfers goes to the wrong country, city, or branch of the bank and the recipient fails to find his/her transfer in the indicated location.

      You might not even notice how often you use the bank routing number while making some transactions and using your bank’s services. This happens because you may know the bank routing number under its other names, such as the ABA routing number or RTN. The The The community bank of bridgeport tx Bank has the routing number 111925579, and you can use it for all kinds of transactions. So, if you need to receive a SWIFT payment from a foreign citizen and wish to get it to your bank account, find your routing number first; that’s quite easy.

      The bank routing number may be found at the bottom of your check; it contains nine digits that signify the location at which you opened the account. Or you can use our depository of US bank routing numbers and find yours quickly and without any trouble. 111925579 is the routing number of The Community Bank assigned to it by the American Bankers Association (ABA). The main office of The Community Bank may be reached at 507 US HWY 380, BRIDGEPORT, TX, 76426. For questions not requiring your personal presence, please call the bank at (940) 683-4191.

      How to Find Routing Number?

      Источник: https://bank-routing.org/111925579-the-community-bank-routing-number

      Oak Valley Bancorp and Oak Valley Community Bank Appoint New Director

      OAKDALE, Calif., Dec. 16, 2020 (GLOBE NEWSWIRE) -- On December 15, 2020, Lynn Reeves Dickerson accepted her appointment to the Board of Directors of Oak Valley Bancorp (the “Company”) [NASDAQ: OVLY] and its wholly-owned subsidiary Oak Valley Community Bank (the “Bank”), effective January 5, 2021.

      Since 2009, Dickerson has been the CEO of the Gallo Center for the Arts. Her decade-long tenure was marked with operational excellence and tremendous community support.

      Prior to joining the Gallo Center, Dickerson had a successful 29-year career in the newspaper industry; serving as Publisher & President of The Modesto Bee from 2000-2006 and subsequently as Vice President of Operations for The McClatchy Company, the parent company of The Modesto Bee. As a corporate officer at McClatchy, she oversaw 11 of their 30 newspapers throughout the country.

      Dickerson is extremely active in the community, serving on many boards over the past 20 years. She currently serves on the board of the Stanislaus Community Foundation and Opportunity Stanislaus. She also represents Arts, Entertainment, and Sports on the Stanislaus County CEO’s Focus on Prevention Task Force. She was recently named a Board member Emeritus for the Stanislaus Education Foundation.

      “Lynn has been incredibly successful collaborating with community resources and supporters to drive the economic viability of the Gallo Center and enrich the quality of life in our region. We couldn’t be more pleased to have her join our Boards of Directors,” stated Chris Courtney, President and CEO.

      Dickerson and her husband Ron, of 40 plus years, are proud Stanislaus County residents. She is a native Texan and a graduate of Texas A&M University where she earned a degree in Marketing. In 2010, she was awarded the Toastmaster International Communication and Leadership Award for the 33rd District. She has been recognized by numerous organizations with prestigious accolades with honors ranging from Citizen and Woman of the Year to Lifetime Achievement.

      Upon accepting the new Board position, Dickerson commented, “I have always respected Oak Valley Community Bank’s commitment to investing the community bank of bridgeport tx the communities they serve. I am delighted to join their Board of Directors and leverage my experience to provide perspective and help provide guidance and governance to ensure the Company’s continued growth and success.”

      Oak Valley Bancorp operates Oak Valley Community Bank & their Eastern Sierra Community Bank division, through which it offers a variety of loan and deposit products to individuals and small businesses. They currently operate through 17 conveniently located branches: Oakdale, Turlock, Stockton, Patterson, Ripon, Escalon, Manteca, Tracy, Sacramento, two branches in Sonora, three branches in Modesto, and three branches in their Eastern Sierra division, which includes Bridgeport, Mammoth Lakes, and Bishop.

      For more information, call 1-866-844-7500 or visit www.ovcb.com.

      Contact:Chris Courtney/Rick McCarty
      Phone:(209) 848-2265
      www.ovcb.com

      Источник: https://www.globenewswire.com/news-release/2020/12/16/2146573/0/en/Oak-Valley-Bancorp-and-Oak-Valley-Community-Bank-Appoint-New-Director.html
      West Gate Bank president and CEO Carl Sjulin with customer

      The past year has put community banks’ local missions to the test, and they came through with flying colors. In the spirit of Community Banking Month, here are stories from several community banks that did what they do best: help customers and communities in need. Be prepared the community bank of bridgeport tx be inspired.

      By Ed Avis


      West Gate Bank is rehabbing its community

      The SoDo neighborhood of Lincoln, Neb., is within blocks of downtown, the state capitol building and the University of Nebraska. Despite its prime location, the housing stock in SoDo (short for South of Downtown) is more than 100 years old, much of it run down. Few properties are owner occupied. Lincoln has a large group of residents who need better housing options.

      That’s why Lincoln’s West Gate Bank helped create a program that addresses both problems: It improves the housing in SoDo and opens home ownership opportunities to people who might not otherwise qualify for mortgages.

      “This really is about fulfilling our mission,” says Carl Sjulin, the $900 million-asset community bank’s president and CEO.

      The program is a collaboration between West Gate Bank, the City of Lincoln and several local nonprofits. The city acquires dilapidated SoDo homes, razes them and builds new single- and multi-family houses on the lots. The single family homes are sold to people who may not be able to afford both a conventional home and the lot, or are ineligible for a traditional mortgage. Instead, the land is held in a trust separate from the house. If the homeowner remains in the home for a certain number of years, ownership of the land vests with the house.

      The first such home closed at the end of 2020. “We provided the mortgage financing for a property in SoDo that was 120 years old, had been largely destroyed by fire and had been vacant for more than 10 years,” Sjulin says. “We worked with some nonprofits to create the community land trust that holds the land and partnered to build a new 1,300-square-foot, two-story, four-bedroom home there. Then we provided financing to a first-time homebuyer, a single mom. It was an affordable option for her.”

      Now that the first home has been the community bank of bridgeport tx and sold, West Gate Bank can use the template again and again. “That first one was really a couple of years in the making,” Sjulin says. “There was a long runway in getting all the players huddled together so that we were all on the same page. It took a unique structure, because we had to work out a bifurcated financing structure with the community land trust and the owner. We had to think through title issues, title insurance issues, mortgage issues and other details to make sure we captured those interests appropriately. The runway will be much shorter for subsequent projects.”

      There are already four other homes in SoDo being built using the same template, Sjulin says.

      “This is an investment in rehabbing housing stock the community bank of bridgeport tx the neighborhood just adjacent to downtown. We can’t just let it go and expect our downtown to be healthy,” he says. “The reality is, to get a new home built union bank philippines 24 hour customer service this neighborhood and the community bank of bridgeport tx someone from a lower or moderate income into the home takes a completely outside-the-box mortgage. Community banks are well positioned to put together the time, talent and treasure to come up with how to close bank of america hsa account solutions like this.”

      Oak Valley Community The community bank of bridgeport tx Moving mountains for its customers

      About 20 years ago, Oak Valley Community Bank got a call from a resort owner in Bridgeport, Calif., asking if the $1.5 billion-asset bank could open a location there. A large national bank had closed its branch in the tourist town, leaving the area without a bank to handle cash services.

      Oak Valley Community Bank is located in Oakdale, Calif., which is about 100 miles away from Bridgeport and on the other side of the Sierra Nevada Mountains. But the community bank’s then-CEO recognized the opportunity and opened a branch in Bridgeport.

      Two decades on, Bridgeport, a tourist destination, has struggled during the pandemic. Like other communities with tourism-heavy economies, it and nearby towns were slammed particularly hard by COVID-19 and subsequent shutdown orders. They desperately needed financial help. Oak Valley Community Bank, which had since opened two other branches on the eastern side of the Sierras, stepped up and delivered.

      “Nobody else was giving PPP [Paycheck Protection Program] loans on that side of the mountain,” says Chris Courtney, the community bank’s current president and CEO. “At first, we talked to just our existing loan customers. Then we realized, ‘You know what, we have the capacity. Let’s do all customers, including deposit customers.’ And, as things went on, we realized we could handle anybody in our footprint who [needed a PPP loan].”

      Courtney reports that he and the community bank’s 195 employees worked 45 straight days, often deep into the night, to process PPP loan applications.

      “I happened to be the last person to stand up and introduce myself … and when I said I’m the CEO of [the bank], the entire table started clapping.”
      the community bank of bridgeport tx Courtney, Oak Valley Community Bank

      “I tell our directors that in the four quarters of 2020, our employees worked the equivalent of five quarters,” Courtney says. “And let me assure you, their bonuses reflected it. We might have moved a few employees to the next tax bracket.”

      Their efforts led the community bank to service $244 million in PPP loans. Among the recipients was Bob Peters, owner of the Bridgeport Inn, who wrote a note of gratitude: “Our business, the Bridgeport Inn, and many other small businesses in our rural county are the fabric of our communities and source of our financial stability. Almost everyone is in serious financial need. Your attention to our use of the PPP loan program and Oak Valley Community Bank’s quick support of the program for their customers has been remarkable.”

      The effect of the loans really hit home when Courtney attended a business executive’s club event in the fall. The 45 attendees went around the table and introduced themselves, and several mentioned that they had received PPP money from Oak Valley Community Bank.

      “I happened to be the last person to stand up and introduce myself [from the bank], and when I said I’m the CEO of Oak Valley Community Bank, the entire table started clapping,” he says. “At that point, I the citizens national bank of quitman what we had done.”


      PPP highlights community banks’ role

      The Paycheck Protection Program (PPP) provided a great opportunity for many community banks to help businesses in their communities survive the COVID-19 crisis. For customers and even noncustomers, the program has highlighted the role community banks play.

      “You can only imagine the goodwill we have in the community,” says Chris Courtney, president and CEO of Oak Valley Community Bank in Oakdale, Calif., which serviced $244 million in PPP loans. “People are so appreciative of what we did. It lit up our brand. You couldn’t buy this kind of exposure. I call PPP the marketing opportunity of a lifetime.”

      Oak Valley Community Bank’s PPP lending generated good feelings even in communities it typically doesn’t serve. For example, when Courtney learned that the local bank in Lone Pine, Calif., was not participating in the PPP, he extended the community bank’s lending to the remote town in Owens Valley through Eastern Sierra Community Bank, a division of Oak Valley Community Bank. “We decided that since the people of Lone Pine had nowhere to get PPP funds, we would do PPP lending there,” he says. “This wasn’t about trying to open a branch there; it was because we had to help that community.”

      First National Bank of Las Animas in Las Animas, Colo., also received overwhelmingly positive response from its PPP lending. The community bank provided $27 million in PPP loans across the seven communities it serves, the community bank of bridgeport tx to more than 50% of the bank’s capital.

      “There was a great deal of appreciation,” says Dale Leighty, CEO and chairman of the board. “They got taken care of. I would say one of the unintended consequences of the PPP program was that it really did strengthen our public relations and our image in our community, since we were the community bank of bridgeport tx to take care of those things.”


      Hyperion Bank's Frank Sullivan with customers

      Hyperion Bank: Believing in its customers

      Community banks distinguish themselves from big banks by looking beyond simple numbers and getting to know borrowers, even when they may have less-than-stellar applications.

      That’s exactly what Hyperion Bank did when Natan Shvarts and Igor “Yosef” Giterman, both Ukrainian immigrants, walked into a branch in Philadelphia in 2016.

      “This was just one of those situations where someone comes in and you realize they’re at a crossroads,” says Frank Sullivan, executive vice president at the $244 million-asset community bank. “Natan had graduated from rabbinical school, but he was renovating homes to augment his pay.”

      Giterman worked for the same home rehabber, and he and Shvarts clicked. The two soon realized that if they could raise some capital, they could work for themselves. That’s what brought them into Hyperion Bank.

      “They said they had eyeballed this property that was a teardown,” Sullivan says. “Their credit was good, but they were young guys, just starting out. They weren’t sitting on a million dollars. But I worked through the numbers and finally told them I would take a run at it. Ultimately, we got the loan approved.”

      That first loan helped the duo launch Yona Construction, now a thriving business that renovates and builds homes and acts as a general contractor for other clients. The relationship has flourished in the years following that loan. Hyperion Bank has made five or six more loans to the company since then, and Giterman and Shvarts have referred a number of other customers to the community bank.

      “When people come to me, I let them tell their stories, and that’s what I did with Natan and Yosef,” Sullivan says. “They were just really likeable guys, and they’ve done a great job. I’m proud of them.”

      Texas Bank: A two-day turnaround

      When the owner of a manufacturing company in San Angelo, Texas, worked out a deal to sell his business to three members of the company’s management last November, he asked his primary bank to finance the transaction. The buyers needed a loan of $1.5 million and wanted to close the deal by the end of the year.

      What should have been a quick approval evidently stymied the bank, a large regional institution. With just two days left in 2020, they admitted they couldn’t get the loan done on time.

      “The bank basically back-burnered the deal and didn’t give it the attention they needed,” says Casey W. Barrett, president and CEO of united healthcare corporate office phone number million-asset Texas Bank. “So, [the buyers] were panicked and called us on Tuesday, Dec. 29.”

      Barrett and his colleagues leapt into action.

      “We don’t have the long chains of command and all the different committees and different people the regional banks have to go through. All they do is muddy the water.”
      —Casey W. Barrett, Texas Bank

      “It was all hands on deck to get the deal underwritten,” he says. “We spent most of Tuesday on the phone talking to the buyers and understanding their position, and then the loan officer and I underwrote the deal. Then we called a special meeting of the executive committee on Wednesday.”

      The deal was approved just under the year-end deadline. “We don’t have so many hoops to jump through,” Barrett says. “We don’t have the long chains of command and all the different committees and different people the regional banks have to go through. All they do is muddy the water. It was actually kind of a no-brainer on our side.”

      Texas Bank’s success at closing the deal quickly has led to a growing relationship with the manufacturing firm. The company is switching all of its checking accounts from the regional bank to Texas Bank. Barrett says the business plans to use the bank’s remote deposit capture and cash management services, two features that helped further cement its decision to switch banks.

      “Even though there’s not a Texas Bank location in the other towns they do business in, because of technology, we’re able to offer what the big banks offer at a competitive price,” he says. “And on top of that, we give the kind of service you’re not going to get from a bigger bank.”


      Helping those hit hard by COVID-19

      When a community bank recognizes an urgent need among its neighbors, often the quickest response is a cash grant. First National Bank of Las Animas responded that way when COVID-19 struck.

      The $465 million-asset bank in Las Animas, Colo., spearheaded a local grant program that provided $1,000 grants to about 40 local businesses and organizations that were hit hard by the pandemic. The bank and local business owners stepped up to donate the funds, and state funds were later added to the program.

      “The program was very local and subjective,” says Dale Leighty, CEO and chairman of the board. “We literally went out to some people and said, ‘Please apply for this, it’s what it’s set up for.’ We were able to help quite a few first citizens bank routing number florence sc bank also helped by purchasing a quantity of $25 and $50 gift cards from local restaurants and giving them to first responders, grocery store workers, nursing home employees and others dealing directly with the coronavirus. This effort helped both card recipients and restaurants. “Our restaurants were so hard hit,” Leighty says.

      Because of the generosity of First National Bank of Las Animas, those restaurants—along with many other local businesses—have a better chance of surviving.


      Ed Avis is a writer in Illinois.

      Источник: https://independentbanker.org/2021/04/how-4-community-banks-came-through-for-customers/
      TSLAC". www.tsl.texas.gov. Retrieved 2020-07-06.
    7. ^"US Gazetteer Files 2016-Places-Texas". US Census. Retrieved 7 January 2017.
    8. ^"Census of Population and Housing". Census.gov. Retrieved June 4, 2015.
    9. ^"First Financial Bankshares, Inc (FFIN) Stock Price, Quote, History & News - Yahoo Finance". finance.yahoo.com. Retrieved 2020-07-06.
    10. ^http://www.bridgeporttxhistorical.org/Images/Banks/History%20of%20First%20National%20Bank%20of%20Bridgeport.pdf
    11. ^"First Financial Bank - Corporate Profile". investorrelations.ffin.com. Retrieved 2020-07-06.
    12. ^"Archived copy". Archived from the original on 2006-10-16. Retrieved 2006-12-12.CS1 maint: archived copy as title (link)
    13. ^"The Community Bank". www.onlinewithtcb.com. Retrieved 2020-07-06.
    14. ^Climate Summary for Bridgeport, Texas

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    The Community Bank Personal Loan Rates

    The Beneficial state bank modesto ca Bank Personal Loans Summary and Portfolio

    The Community Bank is very active in personal loans, with a total carrying amount of loans to individuals for household, family and other personal expenditures that are covered by FDIC loss-sharing agreements of $99,000. Nonaccrual other loans from The Community Bank to individuals for household, family and other personal expenditures on a consolidated basis amount to $63,000.

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    The Community Bank

    Founded June 06, 2007
    FDIC Certificate Number - 58517
    507 U S Hwy 380, Bridgeport, Texas

    Total Assets: $72,127,000

    Total Deposits: $65,946,000

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    Volume of Personal Loan at The Community Bank

    Personal loans -retained interest

    $38,000

    Personal loans -subordinated securities

    $46,000

    Personal loans -standby letters of credit

    $44,000

    Personal loans -credit enhancements

    $109,000

    Personal loans -bank asset sales

    $130,000

    Consumer assets sold with recourse

    $135,000

    Consumer loan charge-offs

    $2,000

    Consumer loan recoveries

    $1,000

    Consumer loan net charge-offs

    $1,000

    The Community Bank Personal Loan Chargeoffs, Recoveries

    For The Community Bank's assets sold and securitized by other consumer personal loans, the charge-offs amount to $28,000 and the recoveries amount to $4,000.

    An additional figure for personal loan performance are other consumer loans to individuals for household, family and other personal expenditures that are past due still and accruing interest:

    Past Due 30 -89 daysPast Due 90+ days

    $357,000$63,000

    With FDIC Loss-sharing Agreements

    Past Due 30 -89 daysPast Due 90+ days

    $134,000$262,000

    Data produced from US Government reported Financials

    News on Personal Loans from The Community Bank

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    Источник: https://www.pureloan.com/personal+loan+rates/the+community+bank-bridgeport-tx-76426-id58517

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