Category: State

     

    American state bank online


    american state bank online

    Online Banking. Sign In. Forgot Username · Forgot Password · Enroll. Previous / Next. P2P Transfers are Now Available! A new RSB Internet Banking Service. WELCOME UNIVERSITY NATIONAL BANK CUSTOMERS AND EMPLOYEES to check your balances, view your transaction history and transfer funds with Online Banking. Barring any unforeseen events, the lobby of the State Bank of Cerro Gordo will be open Online Banking · Mobile Apps · SMS Alerts · Mobile Remote Deposit.
    american state bank online
    american state bank online

    American state bank online -

    • Making Financial Dreams Happen!

      From personal and home loans to financing for your business or farm, our lending team is here to help!

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    • Deposit checks 24/7!

      Stopping by to deposit a check may not always be convenient. Mobile Check Deposit Capture gives you the power to deposit checks when and where you want!

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    • Your Go-To Mortgage Provider!

      Applying online is as easy as 1-2-3! You can apply for your mortgage in as little as 20 minutes, or stop by in person if you prefer.

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    Источник: https://www.lanarkbank.com/

    Welcome to Equity Bank!

    Beginning October 1, 2021, at 9 pm, access to American State Bank online banking will be in view‑only mode. You will still be able to review transactions and account history.

    Bill Pay using American State Bank online banking must be completed by 12 am on September 27. Mobile Deposit transactions must be completed by 1 pm on October 1. Any online transfers, including same‑day transfers, must be completed by 9 pm on October 1.

    Starting October 4, 2021, you may enroll in Equity Bank’s digital banking. You may use your previous login ID and password from American State Bank, if available (though you will have to reset the password after you log in). We’ll ask you to verify your identity after choosing your new password using a text, phone call or email, and that’s it! You’re ready to go. We also recommend downloading the Equity Bank mobile app.

    After you have successfully enrolled, your bill pay contacts and associated payment information, including all your recurring payments, will automatically be connected to your Equity Bank account within 48 hours. If you have recurring bill payments scheduled after October 1, 2021, we recommend scheduling the payment date prior to October 1.

    Источник: https://www.equitybank.com/american/

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    IRS Legislation – ACT NOW!

    Washington proposes banks must report all personal and business deposits and withdrawals in excess of $600 directly to Internal Revenue Service (IRS) annually. First State Bank of Bedias would like to encourage you to use the tool provided by Independent Community Bankers of America (ICBA) to contact Congress to express your fundamental right as an American to financial privacy.

    Learn MoreLearn More

    Coronavirus Scams

    Warnings and safety tips on how to avoid being scammed by those who use this opportunity to prey on consumers.

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    Hand holding a Mobile phone

    Mobile Banking, secure and convenient account access on the go!

    View your First State Bank of Bedias accounts via our free mobile app available for iPhone® and Android™ devices. Download the app today and get convenience on the go!

    Download Links below, or Click Here to Learn More

    App Store LogoGoogle Play Logo

    IRS Legislation – ACT NOW!

    Washington proposes banks must report all personal and business deposits and withdrawals in excess of $600 directly to Internal Revenue Service (IRS) annually. First State Bank of Bedias would like to encourage you to use the tool provided by Independent Community Bankers of America (ICBA) to contact Congress to express your fundamental right as an American to financial privacy.

    Learn More

    Mobile Wallet

    Add your card to your phone or watch for contactless payment

    Learn More

    Coronavirus Scams

    Warnings and safety tips on how to avoid being scammed by those who use this opportunity to prey on consumers.

    Learn More

    We have made a step-by-step switch kit to help you make a smooth transition to First State Bank of Bedias! We are excited to have you join the family and encourage you to give a us a call at either location if you have questions at all. Bedias: (936) 395-2141 or Kurten: (979) 589-2407.

    Bank Switch Kit - ConsumerBank Switch Kit -Business

    Online Bill Pay.

    Ever worried about a check arriving on time? Ever wondered whether your check got there at all? Peace of mind is one of the greatest benefits of banking online.

    Take a Tour!

    Debit Card Help

    We're here after hours!

    • Card Block & Removal
    • Transaction Research Inquiries
    • Report Lost or Stolen Credit Cards
    • Transaction Disputes
    1.866.664.9364

    Get in touch with us.

    If you have questions or requests about our products or services, please contact us using the form. For security reasons, your request should not contain confidential information such as your social security number, PIN, or account number(s).

    To send us a secure message, use our Secure Messaging Center.

    Thank you! Your submission has been received!

    Oops! Something went wrong while submitting the form.

    Источник: https://www.bediasbank.com/

    American State Bank Review

    SmartAsset's Overall Rating

    4.7/5

    Rates

    5.0

    Fees

    5.0

    Service Quality

    4.4

    Financial Health

    4.3

    Key Highlights

    • Low Fees
    • High Rates
    • Highly-Rated Mobile App
    • Multiple Banking Products

    Overview

    Established in 1913, American State Bank has $870 million in assets as well as $716 million in deposits, making it a medium-size bank. American State Bank, whose headquarters are in Sioux Center, Iowa, lacks premium access to support representatives, with no options for live chat or all-day service. It is a traditional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile offerings. On the whole, American State Bank is a superb bank that would be an ideal pick, with a score of 4.7 out of 5 stars from the SmartAsset experts. American State Bank has a complete array of product offerings, which include savings accounts, checking accounts, money market accounts, CDs, brokerage accounts, mortgage products and credit cards. American State Bank has a fair savings rate; you can find higher rates with other banks. If you're interested in stress-free personal checking, American State Bank offers an option without a maintenance or monthly fee. Using a bank with no-fee checking as well as a high savings APY is your best option for accruing the highest income from your deposits while maintaining convenient access to your funds.

    How We Rated It

    SmartAsset's Overall Rating

    The is a weighted average of rates, fees, service quality and financial health.Read more

    When a component rating is unavailable, the overall rating is calculated as an average of the remaining available ratings.

    Rates
    The Rates rating represents an aggregate of interest rates for specific bank products measured against the national average interest rate for each product. Product interest rates may vary by branch. Rates shown reflect the highest available nationwide.
    Fees
    The Fees rating is an assessment of the bank's fees measured against the national average fee amount for particular services and is also affected by whether or not the bank refunds ATM fees.
    Service Quality
    The Customer Experience rating is a weighted average of the Mobile Rating and the Consumer Satisfaction Score, which is based on complaints brought to the Consumer Financial Protection Bureau (CFPB).
    Financial Health
    The Financial Health rating is based on the Texas Ratio, an indicator that warns of credit problems at particular banks: anything less than 5% is considered Excellent; less than 20% is Very Good; less than 50% is Good; less than 90% is Fair; and over 90% is Poor.

    Rates

    American State Bank features a savings rate of 0.99%, which is fair as compared against the national average. Its one-year CD has a rate of 2.50% and the five-year CD has a rate of 3.00%, while its highest-yielding money market account has an APY of 1.10%. Given its noncompetitive savings rate, you should consider opting for higher earning savings accounts with other banks.

    How American State Bank's Savings Rates Compare

    Back to Overview

    Fees

    American State Bank generally has extremely low fees compared to the average U.S. bank. American State Bank's checking account has no monthly fee, rating it excellent for anyone looking for a hassle-free account. American State Bank unfortunately does not refund out-of-network ATM fees, meaning you'll need to find an American State Bank ATM or accept the ATM charge.

    Monthly Fee$0National Average: $3.21

    Non-network ATM FeeN/ANational Average: $1.20

    Overdraft FeeN/ANational Average: $35.00

    Back to Overview

    Service Quality

    American State Bank is a brick-and-mortar bank, with nine total bank locations in Iowa and South Dakota. It also offers access to mobile and web apps for a straightforward mobile-banking experience. American State Bank's online and mobile banking platforms get positive feedback from users. With 150 ratings on both iOS and Android platforms, the American State Bank mobile app is scored at 4.8 out of 5 (compared to the national average of 3.8). You can access American State Bank's app to manage your finances by looking at account balances, sending and receiving funds as well as reaching support representatives. American State Bank gets an excellent consumer satisfaction rating due to comparatively few complaints brought to the Consumer Financial Protection Bureau (CFPB), a government agency that protects consumers in the financial sector.

    Overall Mobile Rating4.8/5

    Consumer Satisfaction Rating5.0/5

    Online Banking PortalNo

    Live ChatNo

    Back to Overview

    Financial Health

    American State Bank is currently a medium-size bank and handles $870 million in assets as well as $716 million in deposits. Its Texas Ratio is 15.53%, suggesting a tiny possibility of failure. Additionally, American State Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

    Texas Ratio Analysis

    15.53%

    High Risk75%50%20%10%Low Risk

    The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

    Back to Overview

    Compare American State Bank to Other Competitive Offers

    Products Offered

    ProductCurrent Terms and RatesMinimum Balance for APY
    Savings Account 0.99% APY $1
    Checking Account 0.4% APY $1000
    Certificates of Deposit
    • 12 Month: 2.50% APY
    • 24 Month: 2.80% APY
    • 36 Month: 2.75% APY
    • 48 Month: 3.09% APY
    • 60 Month: 3.00% APY
    $5000 for all terms
    Money Market Accounts 1.05% APY 1.1% APY $10000 $15000

    American State Bank has several deposit products like savings accounts, checking accounts, money market accounts and CDs to give you many options to manage your money. American State Bank does not have the best savings rate, which means you should consider looking elsewhere for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. American State Bank's CD rates are fair in comparison to the national average.

    Back to Overview

    Find a American State Bank Near Me

    American State Bank has nine physical branches across the U.S.

    Back to Overview

    Save more with these rates that beat the National Average

    Ad Disclosure

    Ad Disclosure

    Next Steps

    See more
    bank reviewsFind the best
    savings accountsFind the best
    CD accounts

    Источник: https://smartasset.com/checking-account/american-state-bank-banking-review-228

    3.921% APR 30-Year Fixed-Rate Mortgage

    3.921% APR 30-Year Fixed-Rate Mortgage

    Lock in a low mortgage rate!

    Learn More

    First American Bank Named a Top Workplace

    We're proud to announce that we've been named a Top Workplace by the Chicago Tribune! We're thrilled to have been included and thankful to our employees, who made this happen!

    Read More

    Planning to buy a home?

    Download your free prequalification letter online today!

    Learn More

    Maximize your healthcare purchasing power

    Apply for a Health Savings Account 

    Learn MoreOpen an HSA

    Build wealth and create a blueprint for the future

    Learn More

    Lock in a low mortgage rate!

    Learn More

    We're proud to announce that we've been named a Top Workplace by the Chicago Tribune! We're thrilled to have been included and thankful to our employees, who made this happen!

    Read More

    Download your free prequalification letter online today!

    Learn More

    Apply for a Health Savings Account 

    Learn MoreOpen an HSA

    Learn More

    The routing number for First American Bank is 071922777.

    The routing number for Health and Benefits Accounts (HSA, FSA, HRA, QTA) is 067015928.

    Your account number can be found on your monthly account statement.

    Please visit any of our branches closest to you to change the name on your account.

    View all FAQs

    Источник: https://www.firstambank.com/

    American State Bank Private Student Loan Program

    Please note: Aspire Servicing Center has a contractual relationship with American State Bank wherein Aspire Servicing Center performs certain private student loan (private loan) services for American State Bank.

    To be eligible for the American State Bank Private Student Loan, you must:

    • Be a current customer of American State Bank, or be a student at Dordt College or Northwestern College in Iowa.
    • Meet additional criteria.

    Loan Details

    To qualify for this supplemental private student loan, you or your cosigner(s) must have:

    • Monthly payments for approved credit (mortgages, rent, car loans, credit cards and other forms of credit, including the loan for which the student has submitted an application) that do not exceed 40% of gross monthly income (if a mortgage or rent is not included, debt-to-income ratio cannot exceed 25%). All student loan debt will be treated as though it is in repayment.
    • An annual income of at least $25,000.
    • Continuous employment over the last two years. (This requirement may be waived for retirees, disabled persons or those receiving a verified income.)
    • No more than two accounts reporting 30-day delinquencies during the previous two years.
    • No delinquencies of 60 days or more during the previous two years.
    • No charge-offs, repossessions, collection accounts, judgments, foreclosures, garnishments by credit providers or tax liens.
    • No previous bankruptcies.
    • Not defaulted on any private or government student loan.

    Please note that the list of criteria above may not be exhaustive. American State Bank may require you or your cosigner(s) to meet additional criteria in order to qualify for a loan. American State Bank reserves the right to change the list of criteria in any way from time to time.

    Loan Limits

    The American State Bank Private Student Loan must be:

    • No more than the cost of attendance minus other aid annually.
    • No more than $80,000 cumulative.
    • At least $500.

    At a Glance

    The following chart and example detail the interest rates and fees for the American State Bank Private Student Loan.

    LoanAmerican State Bank Private Student Loan
    Cosigners1 or 2
    Note: Applicants who are creditworthy (meet the underwriting and credit criteria) are not required to provide cosigner(s).
    Origination Fee0%
    Interest Rate1 Variable1
    2.50% + prime rate index (varies quarterly)2
    Capitalization of InterestAt repayment and at the end of any authorized period of deferment
    Current Interest Rate15.75%
    Repayment Term20 years3
    Payments Required While Enrolled?No, but making payments that at least cover accrued interest prevents increases to the loan balance.
    Separation Period (After the in-school period and before principal and interest repayment begins)6 months

    This example shows the monthly payments for a $10,000 American State Bank Private Student Loan.

    Example on a $10,000 loanAmerican State Bank Private Student Loan
    Annual Percentage Rate45.55%
    Finance Charge4$10,970
    Monthly Payment4$87

    1The rate is subject to increase after consummation. The prime rate index is defined as the U.S. Prime Rate published by the Wall Street Journal on the 10th calendar day prior to month end March, June, September and December (or the preceding business day if the 10th calendar day is not a business day). The prime index for the quarter January 1–March 31, 2022 is 3.25%.

    2 The rate will not exceed 21.00%.

    3 A loan of $1,000 or less has a maximum repayment term of 37 months.

    4 Annual percentage rate (APR), finance charge and monthly payment examples are based on borrowing $10,000, a 0% origination fee, deferring interest and principal for 51 months, and maintaining a constant interest rate on a variable rate loan of 5.75% during the 51-month interim and 240-month repayment periods. APR examples are based on quarterly interest rates January 1–March 31, 2022.

    Источник: https://www.aspireservicingcenter.com/private-loan-programs/american-state-terms.aspx

    3.921% APR 30-Year Fixed-Rate Mortgage

    3.921% APR 30-Year Fixed-Rate Mortgage

    Lock in a low mortgage rate!

    Learn More

    First American Bank Named a Top Workplace

    We're proud to announce that we've been named a Top Workplace by the Chicago Tribune! We're thrilled to have been included and thankful to our employees, who made this happen!

    Read More

    Planning to buy a home?

    Download your free prequalification letter online today!

    Learn More

    Maximize your healthcare purchasing power

    Apply for a Health Savings Account 

    Learn MoreOpen an HSA

    Build wealth and create a blueprint for the future

    Learn More

    Lock in a low mortgage rate!

    Learn More

    We're proud to announce that we've been named a Top Workplace by the Chicago Tribune! We're thrilled to have been included and thankful to our employees, who made this happen!

    Read More

    Download your free prequalification letter online today!

    Learn More

    Apply for a Health Savings Account 

    Learn MoreOpen an HSA

    Learn More

    The routing number for First American Bank is 071922777.

    The routing number for Health and Benefits Accounts (HSA, FSA, HRA, QTA) is 067015928.

    Your account number can be found on your monthly account statement.

    Please visit any of our branches closest to you to change the name on your account.

    View all FAQs

    Источник: https://www.firstambank.com/

    American State Bank Private Student Loan Program

    Please note: Aspire Servicing Center has a contractual relationship with American State Bank wherein Aspire Servicing Center performs certain private student loan (private loan) services for American State Bank.

    To be eligible for the American State Bank Private Student Loan, you must:

    • Be a current customer of American State Bank, or be a student at Dordt College or Northwestern College in Iowa.
    • Meet additional criteria.

    Loan Details

    To qualify for this supplemental private student loan, you or your cosigner(s) must have:

    • Monthly payments for approved credit (mortgages, rent, car loans, credit cards and other forms of credit, including the loan for which the student has submitted an application) that do not exceed 40% of gross monthly income (if a mortgage or rent is not included, debt-to-income ratio cannot american state bank online 25%). All student loan debt will be treated as though it is in repayment.
    • An annual income of at least $25,000.
    • Continuous employment over the last two years. (This requirement may be waived for retirees, disabled persons or those receiving a verified income.)
    • No more than two accounts reporting 30-day delinquencies during the previous two years.
    • No delinquencies of 60 days or more during the previous two years.
    • No charge-offs, repossessions, collection accounts, judgments, foreclosures, garnishments by credit providers or tax liens.
    • No previous bankruptcies.
    • Not defaulted on any private or government student loan.

    Please note that the list of criteria above may not be exhaustive. American State Bank may require you or your cosigner(s) to meet additional criteria in order to qualify for a loan. American State Bank reserves the right to change the list of criteria in any way from time to time.

    Loan Limits

    The American State Bank Private Student Loan must be:

    • No more than the cost of attendance minus other aid annually.
    • No more than $80,000 cumulative.
    • At least $500.

    At a Glance

    The following chart and example detail the interest rates and fees for the American State Bank Private Student Loan.

    LoanAmerican State Bank Private Student Loan
    Cosigners1 or 2
    Note: Applicants who are creditworthy (meet the underwriting and credit criteria) are not required to provide cosigner(s).
    Origination Fee0%
    Interest Rate1 Variable1
    2.50% + prime rate index (varies quarterly)2
    Capitalization of InterestAt repayment and at the end of any authorized period of deferment
    Current Interest Rate15.75%
    Repayment Term20 years3
    Payments Required While Enrolled?No, but making payments that at least cover accrued interest prevents increases to the loan balance.
    Separation Period (After the in-school period and before principal and interest repayment begins)6 months

    This example shows the monthly payments for a $10,000 American State Bank Private Student Loan.

    Example on a $10,000 loanAmerican State Bank Private Student Loan
    Annual Percentage Rate45.55%
    Finance Charge4$10,970
    Monthly Payment4$87

    1The rate is subject to increase after consummation. The prime rate index is defined as the U.S. Prime Rate published by the Wall Street Journal on the 10th calendar day prior to month end March, June, September and December (or the preceding business day if the 10th calendar day is not a business day). The prime index for the quarter January 1–March 31, 2022 is 3.25%.

    2 The rate will not exceed 21.00%.

    3 A loan of $1,000 or less has a maximum repayment term of 37 months.

    4 Annual percentage rate (APR), finance charge and monthly payment examples are based on borrowing $10,000, a 0% origination fee, deferring interest and principal for 51 months, and maintaining a constant interest rate on a variable rate loan of 5.75% during the 51-month interim and 240-month repayment periods. APR examples are based on quarterly interest rates January 1–March 31, 2022.

    Источник: https://www.aspireservicingcenter.com/private-loan-programs/american-state-terms.aspx

    State Bank of Cerro Gordo

     


    Celebrating 125 Years Since 1894


     

    News Feed

    A Message to Our Customers Regarding COVID-19

    Posted07/11/2020

    Barring any unforeseen events, the lobby of the State Bank of Cerro Gordo will be open for business on Monday, July 20, 2020, at 9:00 a.m. For the safety of all concerned, the following guidelines will be followed. 

    Read more

    A Message to our Customers and Communities

    Posted03/18/2020

    Effective March 19, 2020, State Bank of Cerro Gordo will be temporarily closing our lobby in an effort to assist with the health and well-being of our employees, customers and communities. We will continue to maintain a safe and sound banking environment, american state bank online ask that you utilize our drive thru facility until further notice. Should you need to speak with a loan officer, access your safe deposit box or open american state bank online account, please american state bank online the information below.

    Read more

    See all news

    Источник: https://www.bankcerrogordo.com/

    American State Bank Review

    SmartAsset's Overall Rating

    4.7/5

    Rates

    5.0

    Fees

    5.0

    Service Quality

    4.4

    Financial Health

    4.3

    Key Highlights

    • Low Fees
    • High Rates
    • Highly-Rated Mobile App
    • Multiple Banking Products

    Overview

    Established in 1913, American State Bank has $870 million in assets as well as $716 million in deposits, making it a medium-size bank. American State Bank, whose headquarters are in Sioux Center, Iowa, lacks premium access to support representatives, with no options for live chat or all-day service. It is a traditional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile offerings. On the whole, American State Bank is a superb bank that american state bank online be an ideal pick, with a score of 4.7 out of 5 stars from the SmartAsset experts. American State Bank has a complete array of product offerings, which include savings accounts, checking accounts, money market accounts, CDs, brokerage accounts, mortgage products and credit cards. American State Bank has a fair savings rate; you can find higher rates with other banks. If you're interested in stress-free personal checking, American State Bank offers an option without a maintenance or monthly fee. Using a bank with no-fee checking as well as a high savings APY is your best option for accruing the highest income from your deposits while maintaining convenient access to your funds.

    How We Rated It

    SmartAsset's Overall Rating

    The is a weighted average of rates, fees, service quality and financial health.Read more

    When a component rating is unavailable, the overall rating is calculated as an average of the remaining available ratings.

    Rates
    The Rates rating represents an aggregate of interest rates for specific bank products measured against the national average interest rate for each product. Product interest rates may vary by branch. Rates shown reflect the highest available nationwide.
    Fees
    The Fees rating is an assessment of the bank's fees measured against the national average fee amount for particular services and is also affected by whether or not the bank refunds ATM fees.
    Service Quality
    The Customer Experience rating is a weighted average of the Mobile Rating and the Consumer Satisfaction Score, which is based on complaints brought to the Consumer Financial Protection Bureau (CFPB).
    Financial Health
    The Financial Health rating is based on the Texas Ratio, an indicator that warns of credit problems at particular banks: anything less than 5% is considered Excellent; less than 20% is Very Good; less than 50% is Good; less than 90% is Fair; and over 90% is Poor.

    Rates

    American State Bank features a savings rate of 0.99%, which is fair as compared against the national average. Its one-year CD has a rate of 2.50% and the five-year CD has a rate of 3.00%, while its highest-yielding money market account has an APY of 1.10%. Given its noncompetitive savings rate, you should consider opting for higher earning savings accounts with other banks.

    How American State Bank's Savings Rates Compare

    Back to Overview

    Fees

    American State Bank generally has extremely low fees compared to the average U.S. bank. American State Bank's american state bank online account has no monthly fee, rating it excellent for anyone looking for a hassle-free account. American State Bank unfortunately does not refund out-of-network ATM fees, meaning you'll need to find an American State Bank ATM or accept the ATM charge.

    Monthly Fee$0National Average: $3.21

    Non-network ATM FeeN/ANational Average: $1.20

    Overdraft FeeN/ANational Average: $35.00

    Back to Overview

    Service Quality

    American State Bank is a brick-and-mortar bank, with nine total bank locations in Iowa and South Dakota. It also offers access to mobile and web apps for a straightforward mobile-banking experience. American State Bank's online and mobile banking platforms get positive feedback from users. With 150 american state bank online on both iOS and Android platforms, the American State Bank mobile app is scored at 4.8 out of 5 (compared to the national average of 3.8). You can access American State Bank's app to manage your finances by looking at account balances, union bank philippines 24 hour customer service and receiving funds as well as reaching support representatives. American State Bank gets an excellent consumer satisfaction rating due to comparatively few complaints brought to the Consumer Financial Protection Bureau (CFPB), a government agency that protects consumers in the financial sector.

    Overall Mobile Rating4.8/5

    Consumer Satisfaction Rating5.0/5

    Online Banking PortalNo

    Live ChatNo

    Back to Overview

    Financial Health

    American State Bank is currently a medium-size bank and handles $870 million in assets as well as $716 million in deposits. Its Texas Ratio is 15.53%, suggesting a tiny possibility of failure. Additionally, American State Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure.

    Texas Ratio Analysis

    15.53%

    High Risk75%50%20%10%Low Risk

    The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk.

    Back to American state bank online American State Bank to Other Competitive Offers

    Products Offered

    ProductCurrent Terms and RatesMinimum Balance for APY
    Savings Account 0.99% APY $1
    Checking Account 0.4% APY $1000
    Certificates of Deposit
    • 12 Month: 2.50% APY
    • 24 Month: 2.80% APY
    • 36 Month: 2.75% APY
    • 48 Month: 3.09% APY
    • 60 Month: 3.00% APY
    $5000 for all terms
    Money Market Accounts 1.05% APY 1.1% APY $10000 $15000

    American State Bank has several deposit products like savings accounts, checking accounts, money market accounts and CDs to give you many options to manage your money. American State Bank does not have the best savings rate, which means you should consider looking elsewhere for banks that deliver more return for your money. CDs can be a terrific option to achieve higher returns, but there are limitations to accessing your money. American State Bank's CD rates are fair in comparison to the national average.

    Back to Overview

    Find a American State Bank Near Me

    American State Bank has nine physical american state bank online across the U.S.

    Back to Overview

    Save more with these rates that beat the National Average

    Ad Disclosure

    Ad Disclosure

    Next Steps

    See more
    bank reviewsFind the best
    savings accountsFind the best
    CD accounts

    Источник: https://smartasset.com/checking-account/american-state-bank-banking-review-228

    Welcome to Equity Bank!

    Beginning October 1, 2021, at 9 pm, access to American State Bank online banking will be in view‑only mode. You will still be able to review transactions and account history.

    Bill Pay using American State Bank online banking must be completed by 12 am on September 27. Mobile Deposit transactions must be completed by 1 pm on October 1. Any online transfers, including same‑day transfers, must be completed by 9 pm on October 1.

    Starting October 4, 2021, you may enroll in Equity Bank’s digital banking. You may use your previous login ID and password from American State Bank, if available (though you will have to reset the password after you log in). We’ll ask you to verify your identity after choosing your new password using a text, phone call or email, and that’s it! You’re ready to go. We also recommend downloading the Equity Bank mobile app.

    After you have successfully enrolled, your bill pay contacts and associated payment information, including all your recurring payments, will automatically be connected to your Equity Bank account within 48 kevon edmonds songs download. If you have recurring bill payments scheduled after October 1, 2021, we recommend american state bank online the payment date prior to October 1.

    Источник: https://www.equitybank.com/american/

    watch the video

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