Earn Rewards. Enjoy Low Rates.
No Annual Fees. Purchase Protection.
Explore your options to find which card works best for you. You can complete a credit card application online at the link below.
Already a Freedom First credit card holder?
Managing your credit card account is easy with Freedom First's online banking.
Business Credit Cards
Choose if you have a Business Account with Freedom First. See the Business Credit Cardpage for details.
§ Credit Card Agreement & Disclosures
1Credit card approval depends on applicant's creditworthiness and other qualifications. APR (Annual Percentage Rate), terms, and conditions are subject to change at any time. APR is based on the applicant’s creditworthiness and will vary with the market based on the Prime Rate. See current rates. Certain restrictions apply. A cash advance fee of $5.00 or 2% of each advance may be charged.
2A balance transfer fee of $5.00 will post on your credit card statement. You must allow 10 days for processing of this request. If a payment is due within the next 10 days on the account submitted here, please make that payment separately to ensure you do not incur a late charge or damage your credit.
3The one-time bonuses are only available to new cardholders if and when the specified criteria to receive the bonus is met. The new accountholder will receive the reward points within two statement periods. The two one-time bonuses are limited to the primary accountholder and will only be credited for the first new credit card opened. This promotional offer is subject to change at any time.