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    Bank of america money network fees


    bank of america money network fees

    Unlimited withdrawals of funds at 16M Bank of America locations and 55M Associate can utilize their Money Network card at an ATM In-Network free of. Give the agent the amount you wish to load, plus the fee. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. MetaBank meets your personal and business banking needs, with checking, savings, loan, debit card, credit card, retirement planning and prepaid card.

    : Bank of america money network fees

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    Bank of america money network fees

    Bank of america money network fees -

    Download bank of america money network free atm

    [PDF] $0 $0 $200* 595* - Money Network

    $600 per transaction and per day (ATM owner may have lower limits) Purchase Bank Teller Over the Counter Cash Withdrawal No fee for Account Opening, Checks, and initial EXCEED Card Monthly ATM Decline INT Fee (Non-U S )
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    [PDF] Money Network Service Q&A

    Unlimited withdrawals of funds at 16M Bank of America locations and 55M Associate can utilize their Money Network card at an ATM In-Network free of
    PDF

    [PDF] CARDHOLDER FEE SCHEDULE - Money Network

    Transfer Funds to a Personal Bank Account (ACH Transfer) locate ATM's that are surcharge free (In-Network ATMs), go to the Money Network Locator at networks If a foreign currency ATM transaction is converted to U S dollars before it is 
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    [PDF] TotalPay Card

    Free ATM Transactions* (*Free at Allpoint in Network ATMs only) • Free funds transfer to a personal bank account in the US • No monthly maintenance fee
    PDF

    [PDF] Fee Schedule1 Transaction Limit Schedule7 Add funds directly to

    2 • Transfer Funds to a Personal Bank Account (ACH Transfer) International Money Transfer

    Find a Surcharge-Free ATM

    We don’t charge a fee for ATM usage, but you may be charged by the institution that owns the ATM. To help you further avoid ATM fees, we participate in the Allpoint & Accel surcharge-free networks. By becoming a part of these networks, we maintain our commitment to offering you additional resources to reduce your out-of-pocket ATM costs.

    Please note that the ATM Locator is reliant upon the financial institution updating their listing with the surcharge-free network. The information provided in the locator is deemed to be reliable but is not guaranteed and is subject to change at any time.

    Allpoint

    As a proud member of the Allpoint Network, we can provide access to over 55,000 surcharge-free ATMs at your favorite local retail locations including Target, CVS Pharmacy, Walgreens, Speedway, Wegmans and more! Get cash at the convenient location nearest to you as often as you like - it's all surcharge-free.  It's also easy to find Allpoint ATMs by doing one of the following:

    • Use the locator at AllpointNetwork.com
    • Download the Allpoint App (Available for iPhone, Android and Windows devices)
    • Visit Allpoint's Facebook page and use the locator
    • Look for this logo on any ATM:

    Allpoint Network

    Accel

    You can withdraw money surcharge-free from an ATM if the financial institution participates in the No SUR! surcharge-free program.  No SUR! provides you with access to surcharge-free ATMs throughout the U.S. and Canada.  Look for the No SUR! decal to make sure that the ATM location participates in the surcharge-free program.  You can quickly and easily find Accel surcharge-free ATMs using the Accel ATM locator.

    Here are other ways to minimize or avoid ATM surcharges:

    • Withdraw more cash than you need and visit ATMs less often
    • Ask to add an extra amount to your payment for cash back when you make a purchase via debit card or personal check at a grocery store. Merchants that accept debit cards for purchases (“point-of-sale” transactions) often will add a cash withdrawal to the purchase price without imposing a surcharge
    • In addition to using your American VISA® Debit Card when traveling, you may also want to consider using personal checks or cash a check at your hotel
    Copyright ©2022 American Bank • All Rights Reserved

    Equal Housing Lender

    Источник: https://www.ambk.com/tools-resources/find-a-surcharge-free-atm/

    The DUA Debit MasterCard® is a safe and secure method of receiving your Unemployment Insurance (UI) benefits. You will receive benefits via the debit card unless you sign up for direct deposit to a checking or savings account. Keep in mind your first benefit payment will always be a paper check. For security purposes, your debit card will be mailed to the address you have on file in an unmarked envelope.

    MasterCard is a registered trade mark of MasterCard International Incorporated. These prepaid debit cards are issued by Bank of America, North America, pursuant to a license from MasterCard International Incorporated.

    Please read carefully the following message regarding fees and other important disclosures. The Bank of America Debit Card has no monthly fees, per purchase fees, ATM in network fees, account balance inquiry fees, or charges to call customer service.  Debit Cards are subject to an 85 cent per transaction fee for out of network ATM transactions, a $10 overnight card replacement fee, and international transactions have a 3% fee of the US transaction amount.  The Massachusetts DUA Debit MasterCard is issued by Bank of America.  There is no fee to purchase or activate this card. 

    What you can do with your DUA Debit MasterCard®

    With the DUA debit card, you can:

    • Get quicker access to your benefits
    • Avoid overdraft fees
    • Pay for items everywhere that MasterCard® debit cards are accepted at no charge, including:
      • In stores
      • Online
      • By phone
    • Get cash and check your balance at any Bank of America or Allpoint ATM at no charge Charges may apply if you don’t access your money at one of these ATM locations.
    • Get cash back with your purchases at many grocery and convenience stores at no charge

    Additional Resources for

    Using your DUA Debit MasterCard®

    After you receive your DUA Debit MasterCard®, you must activate it immediately by doing the following:

    • Visit the online activation page. Your initial username for online activation is the last 6 digits of your DUA debit card number.
    • When prompted, create a 4 digit Personal Identification Number (PIN) to use at ATMs
    • Sign the back of your card as soon as you activate it
    • Your debit card is valid for 3 years after activation. Keep it in a secure location even after you stop claiming benefits. If you need to reopen or file a new claim, your benefits will be deposited on the same card.

    Bank of America customer service

    Bank of America provides 24/7 customer service for any questions about your DUA debit card. To contact customer service, select one of the methods below:

    • Visit Bank of America online
    • Contact by phone at 1 (855) 898-7292
      • TTY: 1 (866) 656-5913
      • Outside U.S. (collect): 1 (423) 262-1650

    If your card is lost or stolen, call Bank of America customer service immediately.

    Источник: https://www.mass.gov/service-details/learn-about-the-dua-debit-mastercardr
    In-Network

    $0.00
    Withdrawal from ATM that is a part of our network. To find in-network ATMs, use the locator on the Money Network Mobile App (data rates may apply) or at EIPCard.com, or call Customer Service.

    ATM Withdrawal Fee

    ATM basics: Transactions, fees & accessibility , openGetting cash at an ATM , closedMaking deposits at an ATM , closedMaking transfers and credit card payments at an ATM , closedCustomizing your ATM experience , closedGetting email receipts at an ATM , closedUsing contactless ATMs , closedTroubleshooting ATM issues , closedUsing ATMs in foreign countries , closedATM safety tips , closed

    ATM basics: Transactions, fees & accessibility , open
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    What transactions can I complete at Bank of America ATMs? , openAre there any fees for using an ATM? , openDo Bank of America ATMs comply with the Americans with Disabilities Act? , open

    Show all answers
    What transactions can I complete at Bank of America ATMs? , open

    You can get cash, deposit cash and checks, make transfers between accounts, check account balances and make a payment to your Bank of America credit card.

    You can also manage your ATM preferences to customize your ATM experience, change your ATM/debit card PIN and view nearby ATM locations.

    Getting cash at an ATM , open
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    What is the maximum amount of money I can withdraw at an ATM? , openHow do I increase or decrease the amount I can withdraw at an ATM? , openWhat is Fast Cash? , openHow do I use the Mobile Banking app to get cash at a Bank of America ATM? , openCan someone else pick up my cash if I set up an ATM withdrawal using the Bank of America Mobile Banking app? , open

    Show all answers
    What is the maximum amount of money I can withdraw at an ATM? , open

    The amount you can withdraw from an ATM is based on several factors, including limits that are set based on your card or account type, availability of funds in your account at the time the withdrawal is requested and in some cases the amount the ATM is capable of dispensing.

    What is Fast Cash? , open

    Fast Cash enables you to set a preference for a specific dollar amount you commonly withdraw from your primary checking account. Once you've saved a Fast Cash amount preference, this amount will appear on the PIN entry screen. Simply enter your PIN and then tap the amount under "Want fast cash?" to speed up your withdrawal. In some cases, the maximum Fast Cash amount that can be set may be lower than your ATM daily withdrawal limit. See how to set your ATM preferences

    You will also be presented with additional withdrawal amount options on the PIN entry screen. You can quickly select one of the offered options, rather than going to the ATM's main menu to complete your withdrawal. If you need to withdraw money from an account other than the primary checking account assigned to your debit card, follow the Get cash prompts on the ATM's main menu.

    How do I use the Mobile Banking app to get cash at a Bank of America ATM? , open

    Setting up ATM withdrawals through our Mobile Banking app is easy—and can save you time when you're on the go. Here's how:

    1. Sign in to our Mobile Banking app and select the checking or savings account from which you would like to get cash.
    2. Scroll to the ATM section and select GET CASH.
    3. When asked "How much cash do you want?," simply select a pre-filled dollar amount or enter an Other Amount. (Dollar amounts lower than the account's available balance and/or the card's daily ATM withdrawal limit will be available for selection in increments of $20.)
    4. Select your preferred receipt type: Email Receipt, Paper Receipt or No Receipt.

    Please note:

    • If cash is not picked up within 24 hours the Mobile Banking app setup for your ATM withdrawal will expire.
    • Setting up your withdrawal in the Mobile Banking app doesn't deduct or hold funds in your account. Funds are debited from your account when you complete your withdrawal at any Bank of America ATM.
    • The available balance in your account is confirmed during setup, but if funds are no longer sufficient to complete your withdrawal at the time of pickup your transaction may be declined.
    • You don't need to be signed in to the Mobile Banking app in order to pick up your cash.
    • Once you arrive at a Bank of America ATM, insert your card into the card reader (the same card you selected when setting your withdrawal up in the app), tap your contactless card on the contactless reader or hold your mobile device's digital wallet over the contactless reader. Follow the ATM on-screen prompts to enter your debit card PIN and pick up your cash. Please note that if you're using a digital wallet, you must have your debit card selected. See how to use your digital wallet at the ATM
    Making deposits at an ATM , open
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    What types of deposits are made available on the same day as my deposit? , openWhat types of deposits are made available on the next business day after my deposit? , openWhat determines when my funds will be made available? , openCan I deposit foreign checks or foreign currency into my Bank of America account at an ATM? , openCan I split the money from my deposit into multiple accounts? , openCan I deposit coins at the ATM? , openIs it possible to request a receipt with or without check image(s)? , openWill images of my checks deposited at the ATM be available in Mobile and Online Banking? , open

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    What determines when my funds will be made available? , open

    Banks are governed by federal regulations affecting the availability of funds. Bank of America considers factors such as type of deposit, deposit amount and customer relationship. Bank of America strives to make funds available as quickly as possible for our customers.

    Is it possible to request a receipt with or without check image(s)? , open

    Yes. When you request a printed receipt for a deposit including check(s), you will be prompted to choose one with or without check image(s). You can also save your preference for future check deposits.

    If you want to change your preference at any time, simply tap Change print setting on the Receipt Options screen during your ATM check deposit transaction.

    Making transfers and credit card payments at an ATM , open
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    How do I transfer money at an ATM? , openHow do I make a payment to my credit card or home equity line of credit at the ATM? , open

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    How do I transfer money at an ATM? , open

    You can transfer money between your Bank of America accounts once you have linked these accounts to your ATM/debit card for ATM access. Visit your local financial center or contact customer service for assistance linking or unlinking your accounts.

    Once accounts are linked, select Make transfer from the ATM main menu, and then simply select the account from which you want to transfer money and the account into which you want the money to go. Next, enter the dollar amount of the transfer. There may be charges or fees associated with certain types of transfers, so be sure to review all disclosures presented on the ATM screens before continuing with your transfer.

    How do I make a payment to my credit card or home equity line of credit at the ATM? , open

    You can make Bank of America credit card payments at our ATMs with only your Bank of America credit card, using a check or cash. Simply visit your local Bank of America ATM, insert your credit card and select Make a Payment. Please note that payments to business credit cards are not supported at this time.

    If your credit card or home equity line of credit account is linked to your ATM/debit card, you can also make a payment at the ATM using the Make Transfers option. Simply select a checking or savings account as the Transfer FROM account and your credit card or home equity line of credit account as the Transfer TO account.

    Customizing your ATM experience , open
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    How do I set my ATM preferences? , openCan I change my PIN at the ATM? , open

    Show all answers
    How do I set my ATM preferences? , open

    To customize your ATM experience, visit any Bank of America ATM and start your transaction as you normally would. Select View more from the main menu, then Manage preferences. You'll be able to customize your ATM experience in the following ways:

    Language preference allows you to select one of the following:

    • English (US)
    • Spanish (US)
    • Traditional Chinese (Taiwan)
    • French (Canada)
    • Korean
    • Portuguese (Brazil)
    • Russian

    Fast cash amount is an amount that appears on the PIN entry screen so that you can simply input your PIN and tap the amount under "Want fast cash?" to speed up your withdrawal.

    Fast cash receipt allows you to select one of the following for Fast Cash withdrawals only:

    • No preference, always ask (choose this option if you prefer receiving your receipt via email)
    • Always print
    • No receipt

    Transaction receipt allows you to select one of the following, which applies to all transactions except Fast Cash:

    • No preference, always ask (choose this option if you prefer receiving your receipt via email)
    • Always print
    • No receipt

    Audio screen display provides you with the option to either blank or display your screens during your voice-guided transactions if you're using earbuds or headphones at our Audio ATMs. Learn more about Accessible Banking

    Can I change my PIN at the ATM? , open

    Yes. Simply start your transaction as you normally would, select View more from the main menu and then Change PIN. You must correctly enter your current PIN before you can create a new PIN.

    Getting email receipts at an ATM , open
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    Can I have ATM receipts sent to my email? , openHow do I validate the accuracy of my email address before choosing to receive an ATM email receipt? , openHow do I add or remove email addresses presented at the ATM? , openCan I view my ATM receipts in Online or Mobile Banking? , open

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    Can I have ATM receipts sent to my email? , open

    Yes, email receipts can be requested during eligible ATM transactions if you have at least one email address saved as part of your Mobile or Online Banking contact information and you're conducting a transaction using your Bank of America consumer debit/ATM card.

    Email receipts are available for withdrawals (including Fast Cash and withdrawals started in the Mobile Banking app), cash deposits, some check deposits and transfers. If you want a receipt with check images for your check deposits, you must choose a printed receipt. To protect your information, ATM email receipts do not contain your full account or card numbers.

    How do I validate the accuracy of my email address before choosing to receive an ATM email receipt? , open

    To help protect your information, your email address will be partially hidden on the ATM screen. For example, [email protected] will appear as j****[email protected] On the Receipt Options screen, you're given the opportunity to Show your full email address prior to selecting an email receipt. This will allow you to validate your email address.

    If you have more than one email address associated with your bank accounts, you're able to choose another email address during your ATM transaction by selecting Change on the Receipt Options screen. For each eligible transaction, only one email address can be selected to receive an email receipt.

    Using contactless ATMs , open
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    Which Bank of America ATMs offer contactless transactions? , openCan I use my contactless tap-to-pay card at a Bank of America ATM? , openHow do I use my digital debit card in my digital wallet at a Bank of America ATM? , openIf my phone is stolen, can someone use it to access my accounts at a Bank of America ATM? , open

    Show all answers
    How do I use my digital debit card in my digital wallet at a Bank of America ATM? , open

    All Bank of America ATMs have a contactless reader in addition to a standard card reader. Using the contactless reader, Bank of America debit cardholders can begin ATM transactions using a smartphone or other contactless device by following these steps:

    1. Select your Bank of America digital debit card in your digital wallet. (Bank of America digital credit cards are not currently eligible for digital wallet ATM transactions.)
    2. Hold your phone, or other contactless device, over the contactless symbol on the ATM to access the digital debit card in your digital wallet.
    3. When prompted, enter your debit card PIN using the ATM keypad and start your transaction. Learn more about digital wallets
    Troubleshooting ATM issues , open
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    How do I report an ATM that's out of order or damaged? , openHow do I submit a claim for an incorrect ATM deposit or withdrawal? , openWhat do I do if the deposit I made doesn't match my receipt? , openWhat should I do if I don't get a receipt for my deposit? , openWhat if the ATM doesn't return my card or I leave my card in the ATM? , open

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    How do I submit a claim for an incorrect ATM deposit or withdrawal? , open

    If your card was issued by Bank of America and you received the incorrect amount of cash or your deposit amount and/or receipt information is inaccurate, call 844-401-8500 and select option 2. Please provide as much information as possible about your transaction to assist us with researching and resolving your claim. Useful information may include a description of what occurred during your transaction at the ATM, the ATM ID or location of the ATM, and the date/time and amount of your transaction.

    If your card was not issued by Bank of America and you received the incorrect amount of cash, contact the company who issued your card for assistance.

    What if the ATM doesn't return my card or I leave my card in the ATM? , open

    If the ATM is located at a full-service financial center, call the financial center directly and an associate will be able to help you. If the ATM is not located at a full-service financial center and your card was issued by Bank of America, the options for requesting a replacement card are:

    If your card was not issued by Bank of America and the ATM took your card, contact the company who issued your card for assistance.

    Using ATMs in foreign countries , open
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    How is cash dispensed from ATMs in foreign countries? , openWhat is the Global ATM Alliance? , openWhat tips can you give me for using an ATM in foreign countries? , openWhat happens if I'm unable to use my debit card or ATM card at an international ATM? , openShould I get foreign currency before I travel? , openI'm traveling to the U.S. from another country. Can I use a Bank of America ATM if I'm not a Bank of America customer? , open

    Show all answers
    What tips can you give me for using an ATM in foreign countries? , open

    Here are five tips for using ATMs in foreign countries:

    1. Check the network
    You can use your Bank of America debit card or ATM card anywhere you see the CIRRUS symbol. In addition to CIRRUS, you can use ATMs with the Mastercard or Visa symbols. The symbol on the front of your card will indicate if your card is Mastercard or Visa.
    Find a Mastercard/CIRRUS ATM layer
    Find a Visa ATM layer

    2. Understand the types of fees being charged.
    The non-Bank of America ATM usage fee is $5. This fee is assessed for each withdrawal, transfer or balance inquiry performed at a non-Bank of America ATM in a foreign country. In addition, the ATM operator may charge an access fee for cash withdrawals. Your deposit account statement will reflect the U.S. dollar equivalent of your foreign ATM withdrawal. Bank of America will assess an international transaction fee of 3% of the U.S. dollar amount for all ATM withdrawals processed in foreign currency. International ATM operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To insure that your currency conversion does not incur a fee higher than the one stated above, you may refuse the ATM operator's offer to convert the amount of the transaction. The fee is assessed as a separate transaction fee on the posting date of the withdrawal.

    3. Verify your PIN before you travel.
    Most international ATM operators support up to 12-digit PINs. However, some ATM operators only support four-digit PINs. Be sure your PIN does not start with a zero. Be sure to know your PIN by numbers, as some ATMs outside the United States don't have letters on the keypad. If necessary, change your PIN before traveling to a foreign country. See how to change your PIN

    4. Some international ATMs have limited functions.
    All international ATM operators will provide you with withdrawal access from your primary checking account, but some may not offer access to your savings account or the ability to conduct transfers and balance inquiries. Some international ATMs are only available during normal business hours. Some international ATMs may not offer instructions in English.

    5. Have a backup plan.
    Systems used by international banks may occasionally be unavailable while you're traveling, so there's a possibility you won't be able to use your card when you need to at an ATM or to make a purchase. In addition to using your debit or ATM card while traveling, consider also taking some foreign currency with you. Learn more about ordering foreign currency

    Should I get foreign currency before I travel? , open

    Many travelers find it helpful to have local currency immediately upon arrival in a foreign country for tips, taxis and other miscellaneous expenditures. Some airports and train stations do not have foreign exchange offices; if they do, they may have limited hours of operation and may charge higher rates for currency exchange.

    Bank of America clients with checking and savings accounts can order foreign currency using Online Banking or the Mobile Banking app. Customers with credit cards only can order currency at a financial center. Learn more about ordering foreign currency

    ATM safety tips , open
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    The suggestions that follow offer some simple tips on protecting your card and PIN and on exercising care when using an ATM. Please review them carefully.

    Protect your ATM card and personal identification number (PIN)

    • Always protect your card by keeping it in a safe place. If your card is lost or stolen, contact us immediately.
    • Memorize your PIN. Do not write it on your card, keep it in your wallet or give it to anyone.
    • If you choose your own PIN, avoid using numbers for your PIN that are easily identified (for example, birthdates, telephone numbers and addresses).
    • Never give your PIN to anyone or information about your card over the telephone, email or the internet, unless to a trusted merchant in a call or transaction you initiated. If someone asks for this information, refuse and immediately contact us.
    • Carefully review your account statements and report any fraudulent transactions immediately.

    Be aware of your surroundings at ATMs

    • Be aware of people and your surroundings before, during and after you use an ATM, particularly at night. If you think it is unsafe, press Cancel, leave immediately and visit another ATM.
    • If you must use an ATM at night, take someone with you.
    • When using an ATM with a door that requires card access, close the entry door completely upon entering and exiting and do not open the door for anyone you don't know.
    • When using a drive-up ATM, keep your engine running, doors locked and only the driver's window open during the transaction.
    • The activity around Bank of America ATMs may be monitored or recorded by surveillance cameras.

    Protect your privacy

    • Shield the keypad with your hand or body while entering your PIN at an ATM.
    • Put your card, cash and receipt away immediately after completing your transaction. Do not display or count your cash at the ATM.

    Request emergency assistance

    If you need emergency assistance, call 911 from the nearest telephone. Report all crimes immediately to law enforcement and your local financial center.

    In all states except NY and NJ, direct concerns about the security of Bank of America ATMs to our Corporate Security Department by calling 800-222-7511.

    New York

    • Questions or complaints concerning security? Call our Security Department at 800-222-7511, or the New York Department of Financial Services at 888-697-2861.

    New Jersey

    • Questions or complaints concerning security? Call our Security Department at 800-222-7511, or the New Jersey Department of Banking at 609-292-7272.
    Источник: https://www.bankofamerica.com/deposits/self-service-atms/

    Money Network® Mobile App

    The Money Network® Mobile App* is a convenient and secure way to keep track of your money on the go. The App* is available to Money Network Account holders and Secondary Cardholders† (family members or dependents 14+ years or older). The App* is free to download and gives you more control of your money with 24/7 access to your Account information anytime, anywhere!

    Key Features:†,‡
    • Quick View to see balances without login
    • Account balance and transaction details
    • Piggy Banks to set aside money
    • Account alerts for balance, deposits, withdrawals and more
    • Fingerprint/Touch ID
    • Card Lock and Unlock
    • Locator for in-network ATMs, check cashing locations and retail reload agents
    • Budgeting & Spending tools

    Visit us at MoneyNetwork.com for more information.


    * Standard message and data rates may apply.
    † Fees may apply. See the Fee Schedule and Transaction Limit Schedule for the Money Network® Service for more information.
    ‡ All features may not be available, please log in to the Money Network Mobile App and view your navigation menu to see the features available to you.

    Cards issued by MetaBank®, N.A., Member FDIC.

    ©2021 Money Network Financial, LLC.

    Note: Features shown in screenshots may not be available to all users

    Источник: https://play.google.com/

    Self-service ATMs

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    Self-service ATMs

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    In-Network or Out-of-Network

    $0.00
    No Fee

    Bank Teller Over-the-Counter Cash Withdrawal

    $0.00
    We do not charge a fee for this service. You may bank of america money network fees funds at banks displaying the card association logo on the front of your Card.

    Transfer to Customer Bank Fee

    $0.00
    No Fee

    Information

    Monthly Paper Statement

    $0.00
    Obtain Card Account activity without fee via the Money Network Mobile App (data rates may apply) or at EIPCard.com, or call Customer Service.

    Customer Service

    $0.00
    24/7 toll-free Card Account access, including account balance inquiries.

    ATM Balance Inquiry Fee

    Find a Surcharge-Free ATM

    We don’t charge a fee for ATM usage, but you may be charged by the institution that owns the ATM. To help you further avoid ATM fees, we participate in the Allpoint & Accel surcharge-free networks. By becoming a part of these networks, we maintain our commitment to offering you additional resources to reduce your out-of-pocket ATM costs.

    Please note that the ATM Locator is reliant upon the financial institution updating their listing with the surcharge-free network. The information provided in the locator is deemed to be reliable but is not guaranteed and is subject to change at any time.

    Allpoint

    As a proud member of the Allpoint Network, we can provide access to over 55,000 surcharge-free ATMs at your favorite local retail locations including Target, CVS Pharmacy, Walgreens, Speedway, Wegmans and more! Get cash at the convenient location nearest to you as often as you like - it's all surcharge-free.  It's also easy to find Allpoint ATMs by doing one of the following:

    • Use the locator at AllpointNetwork.com
    • Download the Allpoint App (Available for iPhone, Android and Windows devices)
    • Visit Allpoint's Facebook page and use the locator
    • Look for this logo on any ATM:

    Allpoint Network

    Accel

    You can withdraw money surcharge-free from an ATM if the financial institution participates in the No SUR! surcharge-free program.  No SUR! provides you with access to surcharge-free ATMs throughout the U.S. and Canada.  Look for the No SUR! decal to make sure that the ATM location participates in the surcharge-free program.  You can quickly and easily find Accel surcharge-free ATMs using the Accel ATM locator.

    Here are other ways to minimize or avoid ATM surcharges:

    • Withdraw more cash than you need and visit ATMs less often
    • Ask to add an extra amount to your payment for cash back when you make a purchase via debit card or personal check at a grocery store. Merchants that accept debit cards for purchases (“point-of-sale” transactions) often will bank of america money network fees a cash withdrawal to the purchase price without imposing a surcharge
    • In addition to using your American VISA® Debit Card when traveling, you may also want to consider using personal checks or cash a check at your hotel
    Copyright ©2022 American Bank • All Rights Reserved

    Equal Housing Lender

    Источник: https://www.ambk.com/tools-resources/find-a-surcharge-free-atm/

    The DUA Debit MasterCard® is a safe and secure method of receiving your Unemployment Insurance (UI) benefits. Bank of america money network fees will receive benefits via the debit card unless you sign up for direct deposit to a checking or savings account. Keep in mind your first benefit payment will always be a paper check. For security purposes, your debit card will be mailed to the address you have on file in an unmarked envelope.

    MasterCard is a registered trade mark of MasterCard International Incorporated. These prepaid debit cards are issued by Bank of America, North America, pursuant to a license from MasterCard International Incorporated.

    Please read carefully the following message regarding fees and other important disclosures. The Bank of America Debit Card has no monthly fees, per purchase fees, ATM in network fees, account balance inquiry fees, or charges to call customer service.  Debit Cards are subject to an 85 cent per transaction fee for out of network ATM transactions, a $10 overnight card replacement fee, and international transactions have a 3% fee of the US transaction amount.  The Massachusetts DUA Debit MasterCard is issued by Bank of America.  There is no fee to purchase or activate this card. 

    What you can do with your DUA Debit MasterCard®

    With the DUA debit card, you can:

    • Get quicker access to your benefits
    • Avoid overdraft fees
    • Pay for items everywhere that MasterCard® debit cards are accepted at no charge, including:
      • In stores
      • Online
      • By phone
    • Get cash and check your balance at any Bank of America or Allpoint ATM at no charge Charges may apply if you don’t access your money at one of these ATM locations.
    • Get cash back with your purchases at many grocery and convenience stores at no charge

    Additional Resources for

    Using your DUA Debit MasterCard®

    After you receive your DUA Debit MasterCard®, you must activate it immediately by doing the following:

    • Visit the online activation page. Your initial username for online activation is the last 6 digits of your DUA debit card number.
    • When prompted, create a 4 digit Personal Identification Number (PIN) to use at ATMs
    • Sign the back of your card as soon as you activate it
    • Your debit card is valid for 3 years after activation. Keep it in a secure location even after you stop claiming benefits. If you need to reopen or file a new claim, your benefits will be deposited on the same card.

    Bank of America customer service

    Bank of America provides 24/7 customer service for any questions about your DUA debit card. To contact customer service, select one of the methods below:

    • Visit Bank of America online
    • Contact by phone at 1 (855) 898-7292
      • TTY: 1 (866) 656-5913
      • Outside U.S. (collect): 1 (423) 262-1650

    If your card is lost or stolen, call Bank of America customer service immediately.

    Источник: https://www.mass.gov/service-details/learn-about-the-dua-debit-mastercardr
    bank statement showing various bank fees being shredded on green background

    DigitalVision / Getty Images

    En español

    One of life’s biggest annoyances — getting hit with a hefty overdraft fee when the bank covers a transaction that’s bigger than your account balance — is getting a little less annoying. More and more U.S. banks are rolling back or even eliminating the dreaded overdraft fee.

    Bank of America is the latest U.S. bank to provide customers some fee relief. The nation’s second-biggest bank (ranked by total assets) said it was slashing its overdraft fee from $35 to $10 beginning in May, as well as doing away with its non-sufficient funds (NSF) fee in February. (An NSF fee is assessed when the bank rejects a transaction, such as a bounced check, that it knows will create a negative account balance.)

    The Bank of America fee cuts aren’t the first from the banking industry, which has received harsh criticism for them from consumer advocates and congressional lawmakers. Capital One announced in December that it was completely eliminating overdraft and NSF fees in early 2022, and in June, Ally Bank, the largest digital bank in the U.S., eliminated overdraft fees on all its accounts. Back in the middle of 2019, Discover was a first mover when it got rid of all fees on certificates of deposit, and checking, savings and money market accounts. 

    “It’s great for the consumer, absolutely,” says G. Michael Moebs, economist and CEO at economic research firm Moebs Services. “Any move by a major player [to reduce fees] — and Bank of America is a major player — is very significant.”

    Frustrating fees

    Overdraft fees are among the most expensive and common fees charged by banks. The national median (meaning half charge more and half charge less) overdraft fee is $30, according to Moebs Services’ most recent survey of 3,309 depositories.

    Unfortunately, these fees aren’t going to go away entirely anytime soon. In fact, a dozen of the 16 largest retail banks still charge overdraft fees ranging from $34 to $37.50, according to a recent analysis by personal finance site ValuePenguin.

    The financial hit to account holders is sizable. Consumers forked over an estimated $11.68 billion in overdraft-related fees in 2019, according to a report released in June by the Center for Responsible Lending. If you include both overdraft and NSF revenue collected by banks in 2019, the total fees consumers paid soar to an estimated $15.47 billion, bank of america money network fees to a December report by the Consumer Financial Protection Bureau (CFPB), which was created by the U.S. government in 2010 in the wake of the financial crisis.

    Who gets hit the most

    Here are key findings of a CFPB study that looked at overdraft bank of america money network fees NSF fees paid by opted-in customers, or those that give a bank the OK to charge them a fee to cover overdrafts:

    • Most overdraft fees are paid by a small fraction of bank customers: 8 percent of customers bank of america money network fees nearly 75 percent of all such fees.
    • Overdraft and NSF fees account for about 75 percent of customers’ total checking account fees and average over $250 per year.
    • Transactions that lead to overdrafts are often quite small. In the case of debit card transactions, the median amount that leads to an overdraft fee is $24.
    • Most consumers who bank of america money network fees bring their accounts positive quickly, with more than half becoming positive within three days.
    • The propensity to overdraft generally declines with account holder age, with 10.7 percent of the 18 to 25 age group having more than 10 overdrafts per year, but only 2.8 percent of the 62 and over age group falling into this category.

    It’s also common for some banks to charge multiple overdraft fees on a given day, so it’s not unheard of for an account holder to incur three overdraft fees in a day, even if by accident, and get hit with $100 or more in fees, says Chanelle Bessette, banking specialist at personal finance site NerdWallet. “Overdraft fees can be more than just one-hitters,” she says. “They can add up to being crazy amounts over time.”

    Not surprisingly, overdraft fees are a big turnoff for customers, especially for account holders already experiencing financial distress. “Overdraft fees tend to hit people when they are already down, which is what makes them particularly frustrating for people,” Bessette says. “To get punished for a situation that is already tough can be really challenging. Having lower fees obviously lifts the load from consumers’ minds to not have to worry as much” about occasional account overdrafts.


    Источник: https://www.aarp.org/money/investing/info-2022/banks-cut-overdraft-fees.html

    Economic Impact Payment Card Short Form

    Monthly Fee
    $0

    Per purchase
    $0

    ATM withdrawal
    $0 in-network
    $2* out-of-network

    Cash reload
    N/A

    Customer service

    $0 per call

    We charge 2 other types of fees. They are:

    International ATM Withdrawal

    $3

    International Bank Teller Over-the-Counter Cash Withdrawal

    $5*

    * This fee can be lower depending on how and where the card is used.

    No overdraft/credit feature

    Your funds are eligible for FDIC insurance.

    For general information about prepaid accounts, visit cfpb.gov/prepaid.
    Find details and conditions for all fees and services on the next page, or call 1.800.240.8100 or visit EIPCard.com.

    U.S. Debit Card Visa Program. Card is issued by MetaBank®, National Association, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card is serviced by Money Network Financial, LLC

    List of all fees (Long Form) for the U.S. Debit Card Visa® Economic Impact Payment Card Program

    Monthly Usage

    Card Account Opening, Check and Card Receipt

    $0.00
    No fee for Card account Opening, Checks and initial Card.

    Monthly Maintenance Fee

    $0.00
    No monthly maintenance fee

    Spend Money

    Signature Debit Transactions

    $0.00
    Select “Credit” or sign at point-of-sale (POS).

    PIN Debit Transactions

    $0.00
    Select “Debit” and enter PIN at POS; cash-back option at participating merchants.

    Money Network® Check

    $0.00
    To request Checks, call Customer Service. Participating check-cashing locations do not charge fees to cash Money Network Checks. To find these locations, use the locator on the Money Network Mobile App (data rates may apply) or at EIPCard.com, or call Customer Service. Non-participating check-cashing locations may charge fees that are not monitored by us. Check-cashing locations may also limit the dollar amount of checks they will cash.

    Get Cash or Send Bank of america money network fees Withdrawal Fee In-Network

    $0.00
    Withdrawal from ATM that is a part of our network. To find in-network ATMs, use the locator on the Money Network Mobile App (data rates may apply) or at EIPCard.com, or call Customer Service.

    ATM Withdrawal Fee

    bank of america money network fees
    bank of america money network fees

    Posted by: | on October 2, 2012
    Posted in America | 4 Comments »


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